Your house is your home. It’s also very likely the most expensive thing you’ll ever buy, so obviously you’ll want to keep it protect it against life’s mishaps.

Insuring your home is likely to be also a condition of your mortgage and is a prudent thing to do. PAD Financial can advise you on the most appropriate Buildings Insurance solution for your needs, Contents Insurance and more.

Please see below for further information on the relevant insurances we can offer or if you would like to know how PAD Financial can help you gain the right cover, please contact us now.

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Ensure you have the right cover

Insuring your home is likely to be a condition of your mortgage and is a prudent thing to do.  PAD Financial can advise you on the most appropriate Buildings Insurance solution for your needs.  With cover based on the size of your property, or the rebuild cost, the requirement for accidental damage and the details of the property, PAD Financial can ensure that the cover offered matches your needs and your budget.

The value of our possessions is increasing all of the time and it is important that consideration is given to protecting these possessions in the event of an insurable risk, such as fire or burglary.  PAD Financial can discuss your required level of cover, whether you require insurance for any specific high risk items, such as a diamond ring or prestige watch, and match your required level of cover at a price to suit your budget.

A let property brings with it its own considerations when it comes to deciding on an appropriate insurance policy.  PAD Financial can ensure that you have adequate cover in place to insure your property, and also your contents against malicious damage and even against the loss of rent or legal costs should your tenants default on payment.

Should you be unable to work due to accident, sickness or unemployment, it is important that an element of financial protection is in place to ensure that your commitments can be covered in the short term.  For more information on ASU cover, please contact PAD Financial.